Frequently Asked Questions (FAQ)

What is a Preferred Risk Policy and how do I apply for one?

Preferred Risk Policies are a product of the National Flood Insurance Program. They are sold by most insurance agents and cost about half the price of a standard flood insurance policy. Preferred Risk Policies provide you with flood insurance protection that is the same as a standard policy, but at significant savings. Preferred Risk Policies are only available in areas of low or moderate flood risk.